Insurance Advantages
Trucking Auto Liability Insurance
Limit in the amount of $1,000,000. If an accident occurs on customer property or in transit, this insurance is in addition to the coverage carried by the driver. It will cover property damage or bodily injury.
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Example
JS’ dock high driver pulls into your loading dock to make a delivery and goes through the wall! By taking out the wall, the structure is weakened and the roof collapses. The driver doesn’t have the proper insurance to cover the entire cost of damages. What happens now? Since, JS Logistics carries trucking auto liability insurance, our insurance will kick in and cover up to $1 Million in addition to our driver insurance. Basically, your wall, roof and structure will be repaired! Something to think about: what happens to your building when the driver and driver’s company do not carrier these proper insurances?
Hired and Non-Owned Auto
Limit in the amount of $1,000,000. This policy acts as an umbrella to cover claims in the unfortunate circumstance that a driver has an accident and a judgment exceeds their insurance policy. This policy insulates you from being attached in a lawsuit by the claimant.
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Example
You schedule a delivery with your courier company. The driver sets out with your package in hand. During the journey, an accident occurs and although the driver has insurance, his or her insurance doesn’t cover the full amount of damages. The other vehicle owner decides to sue – the driver, the driver’s company and the owner of the cargo! It’s happened…trust us. What do you do?
Well, for starters if you were using JS, this wouldn’t even be a cause for concern. At JS, we carry hired and non-owned insurance. What this entails is, in the case of the above scenario, our policy provides an additional coverage of up to $1 million and protects the person/company for whom we are delivering product for. That’s well over 10 times more coverage than is required!
I think you know what to do.
Motor Truck Cargo
Limit in the amount of $500,000 per vehicle. Covers the cargo of our customers. Includes coverage for reconstruction of non-marketable documents. Customer must notify us in advance of deliveries in excess of $100 in value
Bonding
Limit in the amount $100,000. We carry a bond to ensure us against loss or damage of product by one of our couriers involving cash or securities that we were aware of them transporting. This policy is especially needed when the recreation of documents or original documentation is involved.
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Example
JS is delivering cash and/or securities for you company, meaning picking this cargo up from the bank and delivering it to your accounting department at your company offices. This is precious cargo! On the way there, the driver accidentally misplaces everything. So, basically your cargo is gone…what happens now?
JS is bonded for up to $100,000. We will pay up to that amount for the reconstruction of these non-marketable documents.
Umbrella Policy
Limit in the amount of $1,000,000. This policy sits over our other policies and provides an additional $1,000,000 in coverage to the liability policies.
Authorities
Operating authorities for JS Logistics and JS Trucking by the ICC for the contiguous 48 states.
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Example
A Dock High driver is headed to Kansas City to deliver but on the way there pulls into the weigh station. It is found that they do not have proper authority. The transportation company’s truck will be marked out of service and unable to continue until resolved. Meaning whatever product they were carrying is NOT getting delivered on time. Also, sometimes these issues can take a while to get sorted out…so now you’re unable to tell your customers when delivery will return to normal. Therefore, you are going to have an upset customer, could potentially lose their business, losing money…shall I go on?
At JS Logistics, there is nothing to worry about! We carry all the proper interstate and intrastate operating authorities required by the ICC to transport shipments across 48 states.